Job Summary
- Technical Skill:
- Python ,
- MS SQL ,
- Data Analysis ,
- Credit Risk Management
Job description
Overview of job
- Portfolio Analytics: Analyze credit card and lending portfolio performance, uncover key trends, and generate actionable insights to manage risk and support growth.
- Risk Monitoring & Reporting: Build automated dashboards and early warning systems to track portfolio health and risk KPIs.
- Strategy Development: Support senior managers in refining credit strategies, including acquisition, line management, and collections.
- Collaboration: Partner with Data Science, Product, and Business teams to translate analytics into effective business strategies.
- Continuous Improvement: Proactively identify opportunities to improve data quality, analytical efficiency, and portfolio performance.
GenAI Application & Automation:
- Explore and apply GenAI tools to automate repetitive analytical tasks.
- Identify and design GenAI-enabled risk management solutions, such as anomaly detection, customer profiling, or decision support systems.
- Competitive compensation package, including 13th-month salary and performance bonuses
- Comprehensive health care coverage for you and your dependents
- Generous leave policies, including annual leave, sick leave, and flexible work hours
- Convenient central district 1 office location, next to a future metro station
- Onsite lunch with multiple options, including vegetarian
- Grab for work allowance and fully equipped workstations
- Fun and engaging team building activities, sponsored sports clubs, and happy hour every Thursday
- Unlimited free coffee, tea, snacks, and fruit to keep you energized
- An opportunity to make a social impact by helping to democratize credit access in emerging markets.
Job Requirement
- Expert in unsecured credit products or consumer credit risk management with at least 7 years of experience in consumer lending products or credit/risk management.
- Experience in customer acquisition for unsecured consumer credit products.
- Experience in consumer credit digital journey/ credit card portfolio management/ scorecard modeling/ using alternative solutions to control credit risk/ fraud risk is preferred.
- Problem solver.
- Extremely analytical and numerical.
- Proven ability to influence partners and cross-functional teams without formal authority.
- Excellent English language writing and communication skills, native Vietnamese language skills.
- Outstanding communication and teamwork skills.
Languages
-
English
Speaking: Intermediate - Reading: Intermediate - Writing: Intermediate
Technical Skill
- Python
- MS SQL
- Data Analysis
- Credit Risk Management
COMPETENCES
- Analytic Skills
- Risk Management
- Communication Skills
- Teamwork
BUSINESS PROFILE
Trusting Social is a Fintech AI company.
Trusting Social is a Fintech AI company who pioneers alternative credit scoring for emerging markets using telecom data and other new data sources. We aim to provide credit scores for 1 billion unbanked consumers who currently do not have access to formal credit. We target emerging markets worldwide, with the initial focus on Southeast Asia and India.
Trusting Social is comprised of Ph.D. data scientists from Stanford Research Institute, Microsoft, IBM etc., and banking leaders from Goldman Sachs, Credit Suisse, and Barclays. Founded in Silicon Valley, Trusting Social is now headquartered in Singapore, with R&D lab in Ho Chi Minh, and offices in Hanoi, Manila, and Jakarta.