Tóm lược
- Yêu cầu kỹ thuật:
- Data Mining ,
- MS SQL ,
- Tableau ,
- Statistics ,
- Python ,
- Matlab ,
- MS Excel ,
- SPSS ,
- Hadoop ,
- Foundation ,
- SAS
Mô tả công việc
Tóm tắt công việc
- KEY RESPONSIBILITIES:
Get to the business: First 2 months
- Understand offline/online process in UW
- Master the product specifics and lifecycle of CC
- Get to know the logic of limit calculation for CC and CLX their dependencies
- Understand global (client) limit approach
- Understand systems/IT environment
- Get to know data structures connected to CC
- Understand offline/online process in UW
- Master the product specifics and lifecycle of CC
- Get to know the logic of limit calculation for CC and CLX their dependencies
- Understand global (client) limit approach
- Understand systems/IT environment
- Get to know data structures connected to CC
Key Project : Credit cards
- Develop/Adjust/Maintain CCX strategies in offline blaze environment (IT exposure – change management)
- Set up CLIP/DECLIP processes
- Select clients (scorecard development) for CLIP process
- Set up batch queries to external parties for CLIP processes
- Optimize online UW (scorecard, optimization, cutoffs setting, verification strategies,…)
- Develop scorecard for evaluation of behavior on CC and combine with scorecards for closed end loans
- Revise the process for MMIL, cash2credit parameters to Cabus
- Set-up MMIL, Cash2credit parameters to control the risk on booked portfolio
- Develop/Adjust/Maintain CCX strategies in offline blaze environment (IT exposure – change management)
- Set up CLIP/DECLIP processes
- Select clients (scorecard development) for CLIP process
- Set up batch queries to external parties for CLIP processes
- Optimize online UW (scorecard, optimization, cutoffs setting, verification strategies,…)
- Develop scorecard for evaluation of behavior on CC and combine with scorecards for closed end loans
- Revise the process for MMIL, cash2credit parameters to Cabus
- Set-up MMIL, Cash2credit parameters to control the risk on booked portfolio
Maintenance and development of UW strategies:
- Flawless analysis and implementation of complex underwriting workflows
- Statistical modelling, business impact simulations and data mining
- Optimization of UW process in terms of approval rate, risk, eligibility, limits and time to yes
- Flawless analysis and implementation of complex underwriting workflows
- Statistical modelling, business impact simulations and data mining
- Optimization of UW process in terms of approval rate, risk, eligibility, limits and time to yes
Infrastructure development:
- Develop technical solution in Blaze, SQL packages and DWH structures to accommodate new business requirements
- Optimization of runtime of key process in UW and limit generation processes
- Implementation of Tableau, cloud/hadoop solutions
- Develop technical solution in Blaze, SQL packages and DWH structures to accommodate new business requirements
- Optimization of runtime of key process in UW and limit generation processes
- Implementation of Tableau, cloud/hadoop solutions
- JOB REQUIREMENTS:
Language:
- Proficiency in English
- Ability to formulate, explain and discuss topics connected to business area
- Proficiency in English
- Ability to formulate, explain and discuss topics connected to business area
Experience:
- Strong SQL knowledge, Excel
- Experience with statistical software (Python, SAS, SPSS, Matlab, R, Statistica, …) , analysis and modelling
- At least 4 years experience in risk management with 2 years in Credit Card business.
- Well understand and hand on experience with card areas include: card management system, credit limit management, UW, credit portfolio management, EPP, card products..
- University degree from quantitative discipline, preferably from statistics, mathematics, economy
Our desire is to attract more talented people to develop strong human resources for the company in particular and for Vietnam in general. Home Credit Vietnam offers you not only a job but a long-term career driven by you.
Joining Home Credit Vietnam will be the foundation for you to build a professional, dynamic, energetic working performance. We believe that employees are engaged and developed in a professional working environment will play important roles for the company’s sustainable growth
If you are an entrepreneurial, motivated, career- oriented who desire to succeed and want to be recognized, join us. At Home Credit Vietnam, we provide optimal policy, attractive benefits, and clear career plan for our people as well as many development opportunities for those who have the passion and the will to take challenges.
Joining Home Credit Vietnam will be the foundation for you to build a professional, dynamic, energetic working performance. We believe that employees are engaged and developed in a professional working environment will play important roles for the company’s sustainable growth
If you are an entrepreneurial, motivated, career- oriented who desire to succeed and want to be recognized, join us. At Home Credit Vietnam, we provide optimal policy, attractive benefits, and clear career plan for our people as well as many development opportunities for those who have the passion and the will to take challenges.
Yêu cầu công việc
- KEY RESPONSIBILITIES:
Get to the business: First 2 months
- Understand offline/online process in UW
- Master the product specifics and lifecycle of CC
- Get to know the logic of limit calculation for CC and CLX their dependencies
- Understand global (client) limit approach
- Understand systems/IT environment
- Get to know data structures connected to CC
- Understand offline/online process in UW
- Master the product specifics and lifecycle of CC
- Get to know the logic of limit calculation for CC and CLX their dependencies
- Understand global (client) limit approach
- Understand systems/IT environment
- Get to know data structures connected to CC
Key Project : Credit cards
- Develop/Adjust/Maintain CCX strategies in offline blaze environment (IT exposure – change management)
- Set up CLIP/DECLIP processes
- Select clients (scorecard development) for CLIP process
- Set up batch queries to external parties for CLIP processes
- Optimize online UW (scorecard, optimization, cutoffs setting, verification strategies,…)
- Develop scorecard for evaluation of behavior on CC and combine with scorecards for closed end loans
- Revise the process for MMIL, cash2credit parameters to Cabus
- Set-up MMIL, Cash2credit parameters to control the risk on booked portfolio
- Develop/Adjust/Maintain CCX strategies in offline blaze environment (IT exposure – change management)
- Set up CLIP/DECLIP processes
- Select clients (scorecard development) for CLIP process
- Set up batch queries to external parties for CLIP processes
- Optimize online UW (scorecard, optimization, cutoffs setting, verification strategies,…)
- Develop scorecard for evaluation of behavior on CC and combine with scorecards for closed end loans
- Revise the process for MMIL, cash2credit parameters to Cabus
- Set-up MMIL, Cash2credit parameters to control the risk on booked portfolio
Maintenance and development of UW strategies:
- Flawless analysis and implementation of complex underwriting workflows
- Statistical modelling, business impact simulations and data mining
- Optimization of UW process in terms of approval rate, risk, eligibility, limits and time to yes
- Flawless analysis and implementation of complex underwriting workflows
- Statistical modelling, business impact simulations and data mining
- Optimization of UW process in terms of approval rate, risk, eligibility, limits and time to yes
Infrastructure development:
- Develop technical solution in Blaze, SQL packages and DWH structures to accommodate new business requirements
- Optimization of runtime of key process in UW and limit generation processes
- Implementation of Tableau, cloud/hadoop solutions
- Develop technical solution in Blaze, SQL packages and DWH structures to accommodate new business requirements
- Optimization of runtime of key process in UW and limit generation processes
- Implementation of Tableau, cloud/hadoop solutions
- JOB REQUIREMENTS:
Language:
- Proficiency in English
- Ability to formulate, explain and discuss topics connected to business area
- Proficiency in English
- Ability to formulate, explain and discuss topics connected to business area
Experience:
- Strong SQL knowledge, Excel
- Experience with statistical software (Python, SAS, SPSS, Matlab, R, Statistica, …) , analysis and modelling
- At least 4 years experience in risk management with 2 years in Credit Card business.
- Well understand and hand on experience with card areas include: card management system, credit limit management, UW, credit portfolio management, EPP, card products..
- University degree from quantitative discipline, preferably from statistics, mathematics, economy
Our desire is to attract more talented people to develop strong human resources for the company in particular and for Vietnam in general. Home Credit Vietnam offers you not only a job but a long-term career driven by you.
Joining Home Credit Vietnam will be the foundation for you to build a professional, dynamic, energetic working performance. We believe that employees are engaged and developed in a professional working environment will play important roles for the company’s sustainable growth
If you are an entrepreneurial, motivated, career- oriented who desire to succeed and want to be recognized, join us. At Home Credit Vietnam, we provide optimal policy, attractive benefits, and clear career plan for our people as well as many development opportunities for those who have the passion and the will to take challenges.
Joining Home Credit Vietnam will be the foundation for you to build a professional, dynamic, energetic working performance. We believe that employees are engaged and developed in a professional working environment will play important roles for the company’s sustainable growth
If you are an entrepreneurial, motivated, career- oriented who desire to succeed and want to be recognized, join us. At Home Credit Vietnam, we provide optimal policy, attractive benefits, and clear career plan for our people as well as many development opportunities for those who have the passion and the will to take challenges.
Ngôn ngữ
-
English
Nói: Intermediate - Đọc: Intermediate - Viết: Intermediate
-
Vietnamese
Nói: Intermediate - Đọc: Intermediate - Viết: Intermediate
Yêu cầu kỹ thuật
- Data Mining
- MS SQL
- Tableau
- Statistics
- Python
- Matlab
- MS Excel
- SPSS
- Hadoop
- Foundation
- SAS
NĂNG LỰC
- Analytic Skills
- Risk Management
- Dynamic
- Communication Skills
Thông tin doanh nghiệp
Home Credit Vietnam Finance focus on lending to consumers seeking purchases of durable goods.
Home Credit Vietnam Finance Company Limited has officially operated in Vietnam since 2009, providing leading consumer financial products in Vietnam with outstanding features, namely quickness and simplicity. In Vietnam market, Home Credit is now taking the lead in motorbike hire-purchase field. After 6 years of operation, Home Credit has built relationship with nearly 5,000 retail outlets in 63 cities and provinces nationwide.